Payment methods for US customers

  Daily Limit Deposit Withdrawal Speed  
Bank Account (ACH) $1,000,000     ✔


4 business days
Instant Credit (ACH)  $50,000


    ✘    ✔ Instant
Wire Transfer *unrestricted   ✘     ✔ 1 business days

* Financial institutions and money transfer providers often have daily transaction limits. Check with yours to determine your daily limits.

⚖️  Instant credit is dependent on the connection between your banking institution and Alt's payment processor to conduct a balance check. It is not guaranteed on every deposit.

Bank Account

Most banks can be linked instantly and securely by providing your online banking credentials when requested. This method may allow you to experience Instant Credit which allows customers to access the pending transfer. However, Instant credit depends on the connection status between Alt's payment processer and your bank and is not guaranteed on every deposit.


How do I add my bank account?

Mobile App: Visit Account > Select Link a bank

Web Platform: Visit Account> Banking> Select Link account

You'll see a screen with bank logos. Search for yours. If you experience any issues after entering your online banking credentials, reach out to for the support status of your bank.

Important: The name on the linked bank account must match the verified name on your Alt account. If you wish to link a business account reach out to


Where are the wire transfer instructions?

Wire instructions can be found by clickingDeposit

Important: Wire transfer deposits must include the Memo Tracking Referencenumber. Alt uses this to identify your deposit. If a wire is received without it, it may be sent back.


For any questions or feedback, please contact support through the messenger located in the corner of your browser or reach out to

Was this article helpful?
2 out of 5 found this helpful
Have more questions? Submit a request